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Contractors All Risk Insurance

Protects works, equipment and liability during construction.

Protection for the works, your equipment and your liability for the full duration of a construction project.

Contractors all risk insurance covers a project while it is being built (materials, workmanship and damage occurring on site), together with your liability towards third parties.

The policy is usually issued in the joint names of the employer and the contractor, and runs for the length of the construction contract. We check that the sum insured matches the full contract value, so a claim is not reduced for underinsurance.

What's included

  • Contract works, materials and temporary works
  • Construction plant and site equipment
  • Third-party liability during the works
  • Employer's liability for site staff
  • Maintenance period after handover

Who is this for?

  • Building and civil engineering contractors
  • Owners building or renovating a property
  • Subcontractors with their own plant
  • Developers with projects under way
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